Are out-of-pocket expenses crippling the health insurance marketplace? The government provides financial assistance for many income groups to help pay for these expenses, but no one knows if that assistance will continue – or for how long.
To help make insurance affordable, the government offers a tax credit based on your household income to help pay for the monthly cost of a health plan premium. In addition to premium assistance, consumers who are enrolled in a Silver health care plan and make between 100 percent and 250 percent of the federal poverty line may be eligible for further assistance in the form of cost sharing reduction (CSR) payments. Despite 58 percent of all marketplace enrollees qualifying for these payments, we are unsure how long they will remain in place.
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